1. Get the Claim-Free Discount
You can get the Claim-free discount simply by driving safely. The specifics for the Claim-free discount vary from state to state, but the most common qualifications are as follows: all drivers on the policy have gone at least 60 months (5 years) without an at-fault accident claim or DUI/DWI conviction and at least one person on the policy has 5 or more years of driving experience.
2. More Cars, More Savings
Esurance also offers a Multi-Car discount, which applies if you insure more than one car on the same Esurance car insurance policy. If you're a homeowner, you can get a discount by being an Esurance customer and owning a house or condo (or having a spouse who owns one). Note that savings do vary between drivers and between states.
3. Good Deals for Good Drivers
Then, there's the good driver discount. You can qualify for this discount if you hold a valid drivers license for at least 3 years with one or zero penalty points on your driving record. This one rewards you for being a good driver and you could save 30 to 40% off your premium!
4. Fast Savings
You can also save a fast 5% off your first-term premium with a Fast 5® discount. Simply start a quote online at esurance.com to get this discount.
5. Save When You Pay in Full
Yet another discount is the Paid-in-Full. It is available to you if you pay your premium in one lump sum instead of monthly intervals when you buy or renew your Esurance policy. Do this and you could save up to 10% off your premium.