It’s the time of year to say “thank you”, and teachers are always at the top of my list. They have the difficult job of teaching, nurturing, wrangling and dealing with my kids all day long – and for very little pay. But once again I’ve run into the question of what to get them for the holidays. Luckily, my family is full of teachers so I have polled them for their opinions on what they love to receive.
It’s the most wonderful time of the year! It’s also the most expensive time of the year, especially for those of us who have to play Santa for the little ones in our lives. In addition to buying gifts for all those people on your list, the holiday season is full of sleigh rides, photos with Santa and other activities that can send your budget into a tailspin.
Holiday memories do not have to cost a ton. Here are some ideas to get you in the holiday spirit.
We all know that Halloween costumes can get expensive. A brand new costume can cost anywhere from $20-$60! This year, how about hosting a Halloween Costume Swap? All it takes is a little bit of organization and motivation, and everyone can walk away with a new, free costume! Sound like fun? Here’s some simple steps to get you started.
Babies bring a lot of fun and happiness into a family, but all this joy comes with a huge price tag. If you have kids or have ever raised them, you know caring for them is not cheap. The latest statistics from the U.S. Department of Agriculture calculate that it will cost an average of $241,080 for a middle-class couple to raise their baby until age 18 – and that does not even include college tuition. Those who live in the Northwest can expect to spend $446,100 – a whopping $200,000 difference. And just because newborn babies are small does not mean they are inexpensive. In fact, parents can expect to spend $10,000 in Baby’s first year alone!
Every year summer comes to a crashing halt when the school year begins. The lazy summer mornings turn into school morning routines, and timing is everything. This year, try some tested tricks to get your kids moving, and even a couple for the parents too. After all, who couldn’t use some free help in the morning?
Each year, the beginning of a new school year looms over a summer of fun activities, family time and being outdoors. A lot of kids (and parents) look forward to going back to a schedule, while others have a really hard time with it. This year, create something new and special that can be done year after year, and create your own back-to-school tradition. Check out this list for a few ideas.
Preparing for the school year ahead can be costly, but parents aren't the only one feeling the financial burn. The National School Supply and Equipment Association (NSSEA) reported that K-12 public school teachers in the United States spent $3.2 billion on classroom and other educational supplies over the 2012-2013 school year; $1.6 billion of that figure was spent out-of-pocket.
It's Back-to-School time! Wedged between Fourth of July and Labor Day, this fifth season is the time when most of the biggest retail stores roll out huge deals on essentials for the upcoming school year. No kids? No problem! Just because a sale is labeled “Back-to-School” doesn't mean it's not for you. There are savings to be found on everything from backpacks to bedding.
Summer is now underway, which means many of us tend to spend more money. With vacations, pool parties and summer camp for the kids, it is easy to get thousands of dollars in debt by the time September arrives. But it does not have to be that way. With these money-saving tips, you and your family can still enjoy the hot summer months without having to deal with the shock when the credit card bill arrives.
I hate paying money for something I have to turn around and throw away. Diapers are one of those things in our family. I use cloth diapers at home, but I find it almost impossible to travel with cloth. You have to bring wet bags and extra diapers, plus extra clothes, and there just isn’t enough room in my diaper bag for all of that. I admire moms who can figure it all out.
Fortunately, there are some great ways to save on diapers. If you purchase them regularly, you are probably already on the hunt for sales at your local stores. Here are some extra tips that you may not know to save even more.
We have all seen the ads – four Disney movies for only a dollar! Sounds hard to beat when these can easily cost you $20 or more per DVD. However, I am always wary of signing up for deals like this because of the purchase commitment. Sure you get your four movies right off the bat but what else am I signing up for? Here we will break it all down for you so that you can decide for yourself whether the Disney Movie Club (DMC) is a prince of a deal or a frog!