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Top 8 New Year’s Resolutions for Thrifty People

Top 8 New Year’s Resolutions for Thrifty People
Jackie De Pape Hornick

It’s that time of year when people start thinking of new goals, fresh starts and maybe even a resolution or two. The thing about resolutions is they don’t often last long. You never hear of someone patting themselves on the back on December 31 for sticking to their resolution all year long.

But, thrifty people are a committed bunch and if anyone can stick to a resolution it’s them. Looking for the perfect financial goal for 2014? Here are eight resolutions perfect for thrifty people.

Resolution: I will not pay full price.price tag

Every new arrival in a clothing store will eventually be written down as a sale item until it finally finds its place on the clearance rack in the back corner of the store. Patience will continue to reward the frugal in 2014.

Resolution: I will only buy items with free shipping.

Find a great deal online only to see your shopping cart total double when the shipping costs are calculated? There’s an “x” in the top right corner of your browser for that reason. In 2014, vow to run away from paying more than the price of an item for shipping. Search for the item at another store instead.

Resolution: I will not be offended when someone calls me cheap.

Not everyone approaches shopping the way the thrifty world does. Many people shop in the style of a caveman – “I see shirt. I want shirt. I buy shirt.” Done. So, if you find yourself shopping with one of these people and they can’t understand why you want to check to see if the other shoe store first has a good deal before you buy the shoes you like; remember, it’s ok to be the cheap friend.

Resolution: Before I buy, I will check for promotional/coupon codes.

A simple Google search or quick visit to UltimateCoupons.com can have you finding a precious code that will take your online shopping cart from cheap to cheaper. It doesn’t take long to check and doing so is often rewarded.

Resolution: I will re-gift unopened, new presents I will not use.

This could be a controversial resolution, but isn’t it better to pass along items you know you won’t use to someone it just may be perfect for instead of making it a dust collector?

Resolution: I will buy things I need and not everything I want.stockpile

Understanding the difference between needs and wants is one of the mantras of thrifty people. If we bought everything we wanted all the time, we wouldn’t be thrifty, would we? Save the wants for what you really, really want instead.

Resolution: I will not buy what I can borrow.

Unless you pride yourself on your book collection and stuffed-to-the-brim bookcase, consider borrowing your books from your local library instead of buying every bestseller. This is especially true for children’s books, as you never know which books your kids will love before you take them for a trial run.

Resolution: I will pay attention.

Sometimes saving a bundle is as easy as just paying attention. Your local movie theatre may have one day a week where the admission price is discounted. Check the drink menu to see what the daily special is when out for drinks with friends. Ask your local fitness center if the first fitness class is free. All you have to do is pay attention and you will be on your way to achieving your 2014 resolutions.

 

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