Experian is one of the three main credit agencies that monitor the credit history of every person on the planet it seems. While it feels like Big Brother is watching and monitoring every move, the company offers tools to help any consumers improve the all-important credit score and discover everything there is to know about credit and personal finance. Many people use this information to clean up their credit and discover inaccuracies that they never knew about. They also offer services and reports to help consumers identify and prevent identity theft and fraud. While it may seem like just another method of spying on consumers and invading their privacy, Experian products and services are valuable tools for consumer safety and financial freedom.