Some married women stay at home to care for their young children while their husband works. Others live paycheck to paycheck, splurging on the latest fashions and evenings out with friends. While these lifestyle choices may work for a little while, it helps to be prepared for when the unexpected happens.
It can be hard to self-motivate and start saving money right away. Retirement may seem like light years away for a 20-something, but that is not the only reason to save up. Read on to learn about other life events that require a huge chunk of change and how easy it is for you to save up for them – even with your current budget.
Dining out with kids can get expensive. Luckily, there are several ways to feed your family without breaking the bank. Get your kids what they really want to eat with this handy list of places that offer free or reduced kid’s meals. Be sure to call your local restaurant before assuming that the deal is active; some deals are location based, while others may be on a different night than listed here. Most deals also require the purchase of an adult meal and some restaurants limit the number of kids’ meal per adult entree purchased, so check the fine print.
Ceremony. I do. Cocktail hour. Dinner. Dance. Does this sound like 90% of the weddings you attend? This could even be 100% of the weddings you attend. But, it does not have to be that way. Brides love personalizing their big day with special wedding take-home favors, unique centerpieces, a surprise choreographed bridal party dance and more. Brides are even going one stop further and taking the traditional wedding dinner out of the equation. No wedding dinner? No problem. Wedding dinners are far from cheap and after attending many, many weddings it can be refreshing to attend a wedding that plays around with the more traditional format. Here are some ideas on how you can have an amazing wedding -- without serving a sit-down dinner.
There is a lot of talk about Amazon Prime. Is it worth the membership costs? What are the perks? At our house, I do a fair amount of online shopping and sometimes wish I was getting the free two-day shipping option. I also have Netflix and love to binge-watch shows in order to catch up. I decided it was time to embark on my free trial to find out if it was actually worth it for my family. Here are my findings. (Please note that your findings may be different than mine, but you can always start your own free trial to find out for yourself!)
With the country facing an obesity epidemic, parents everywhere are trying to get their children involved in as many sports as possible in order to keep them active. However, once you figure in league fees, uniforms, equipment, trophies and coaches’ gifts, you can easily spend several hundred dollars per kid per sport.
Want to know a little secret about the best way to save money on your new iPhone? Protect it from day one! A bigger screen means more glass, and you’ll need to be prepared for the everyday bumps and bruises. Don’t be that very first guy who got his iPhone in Perth, Australia and immediately dropped it on the sidewalk. Or the people that are finding out that their new phone can actually bend in their pocket! Check out these cases that will help you protect your new phone and save you from costly repairs.
Babies bring a lot of fun and happiness into a family, but all this joy comes with a huge price tag. If you have kids or have ever raised them, you know caring for them is not cheap. The latest statistics from the U.S. Department of Agriculture calculate that it will cost an average of $241,080 for a middle-class couple to raise their baby until age 18 – and that does not even include college tuition. Those who live in the Northwest can expect to spend $446,100 – a whopping $200,000 difference. And just because newborn babies are small does not mean they are inexpensive. In fact, parents can expect to spend $10,000 in Baby’s first year alone!
The last thing college students want to worry about as they prepare to head back to school is their wardrobe. As it is, there is a semester full of classes, events and late nights to focus on. Fortunately, it is simple to build a functional back-to-campus wardrobe that will not break the bank, with pieces to suit every occasion on the agenda.
You could throw in a frozen pizza or make one from scratch, but there is something about picking up the phone or going online, placing an order and having a (hopefully) piping hot pizza arrive at your door. But no two pizza orders are alike. The day of the week, the number of toppings, whether the toppings are standard or specialty, all make a difference in the final tally of your bill. You can make a pizza order like a pro with these simple tips.
Cell phones are quickly becoming a necessity in the modern day world. Gone are the days when you can find a payphone on the side of the road to make a quick call. Schools no longer have public phones like they did when we were kids. Everyone is expected to carry a phone in their pocket, and it is weird if you don’t. But of course this convenience comes with a price. Follow a few simple tips to saving on another monthly bill, and you’ll be calling your best friend to let them know.