Some married women stay at home to care for their young children while their husband works. Others live paycheck to paycheck, splurging on the latest fashions and evenings out with friends. While these lifestyle choices may work for a little while, it helps to be prepared for when the unexpected happens.
It can be hard to self-motivate and start saving money right away. Retirement may seem like light years away for a 20-something, but that is not the only reason to save up. Read on to learn about other life events that require a huge chunk of change and how easy it is for you to save up for them – even with your current budget.
Just a few decades ago, there were no smartphones, digital cable or social media. However, the 21st century has brought us many digital amenities – which means we are spending more money. The average person spends $166 a month on Internet, cellphone plans and cable TV. This number does not even cover song downloads or new technological gadgets.
Dining out with kids can get expensive. Luckily, there are several ways to feed your family without breaking the bank. Get your kids what they really want to eat with this handy list of places that offer free or reduced kid’s meals. Be sure to call your local restaurant before assuming that the deal is active; some deals are location based, while others may be on a different night than listed here. Most deals also require the purchase of an adult meal and some restaurants limit the number of kids’ meal per adult entree purchased, so check the fine print.
Ceremony. I do. Cocktail hour. Dinner. Dance. Does this sound like 90% of the weddings you attend? This could even be 100% of the weddings you attend. But, it does not have to be that way. Brides love personalizing their big day with special wedding take-home favors, unique centerpieces, a surprise choreographed bridal party dance and more. Brides are even going one stop further and taking the traditional wedding dinner out of the equation. No wedding dinner? No problem. Wedding dinners are far from cheap and after attending many, many weddings it can be refreshing to attend a wedding that plays around with the more traditional format. Here are some ideas on how you can have an amazing wedding -- without serving a sit-down dinner.
Not all of us are blessed with large closets. Even if we have decently sized closets, it can be a pain to organize and fit all of your shoes, clothes, accessories, and outerwear. Luckily, we have some easy solutions for creating a more fluid and organized space to plan your outfits and get dressed.
Many people who work outside the home buy their lunch on a regular basis. Why? Because it gives them options. If they work in an urban area, they likely have dozens of food options to choose from. Pizza, sandwiches, sushi, hamburgers, Chinese buffet, Mexican, Thai, Indian – the choices are endless. Plus, many establishments offer value menus and lunchtime specials, making a lunchtime run to McDonald’s or Subway hard to resist.
There is a lot of talk about Amazon Prime. Is it worth the membership costs? What are the perks? At our house, I do a fair amount of online shopping and sometimes wish I was getting the free two-day shipping option. I also have Netflix and love to binge-watch shows in order to catch up. I decided it was time to embark on my free trial to find out if it was actually worth it for my family. Here are my findings. (Please note that your findings may be different than mine, but you can always start your own free trial to find out for yourself!)
Back in my day, the only labels I saw at school occurred when you ended up with two children in your class with the same first name. From that day forward, one of them got to stick with their first name, while the other was forever after known as "Jennifer R." and labeling of jackets, shoes, etc. ensued. The new rule of thumb in the school system is that your child's name should be on anything and everything that accompanies them to school from their underwear to their backpack. While you are still welcome to get the black sharpie marker out and start writing in every piece of clothing, labeling products and ready-to-go label packages do exist for this very purpose. And, these products are marketing themselves as dishwasher safe, washing machine safe, microwave safe and so on. Whereas your black marker efforts may be completely unreadable after one wash.
It is fun to watch those reality television shows that follow the bride-to-be as she searches for the one. I am not talking about looking for the right partner; I am talking about looking for the right dress. But, what usually makes my jaw drop to the floor is when the bride announces her budget for the dress -- and it's an astronomical price that rivals the price tag of a small wedding. Choosing a dress is a tricky balance. On the one hand, you know how little the garment will be worn compared to its price. Yet, you also know it is your special day and you only get to pick one. There are ways to (gasp!) get a wedding dress at bargain. Keep these tips in mind before you begin dress shopping.
We all know that Halloween costumes can get expensive. A brand new costume can cost anywhere from $20-$60! This year, how about hosting a Halloween Costume Swap? All it takes is a little bit of organization and motivation, and everyone can walk away with a new, free costume! Sound like fun? Here’s some simple steps to get you started.
Anyone who has shopped at Trader Joe’s knows that it is a great place to find some unique eats and good wine. But did you know that you can find some great deals there as well? If you follow these five tips, you can be on your way to shopping smart at Trader Joe’s!