For 2013-2014, the average cost of an in-state public college is $22,826 per year. For a private school, the cost nearly doubles at $44,750 per year. Add on living expenses, textbooks, and housing and you're paying more than most people make annually. While there are government and private funding resources, you don't want to go into debt either. Luckily, there are now a host of great educational opportunities for free!
Confession: I love books. The paper kind, with covers and spines you can touch and pages that you can turn. Yes, e-books may be the cheaper, paper-free wave of the future, (or the present, for that matter) but it will be quite some time before I'll hang up my paper habit. So, what's a book-lover to do?
Each year, the beginning of a new school year looms over a summer of fun activities, family time and being outdoors. A lot of kids (and parents) look forward to going back to a schedule, while others have a really hard time with it. This year, create something new and special that can be done year after year, and create your own back-to-school tradition. Check out this list for a few ideas.
Preparing for the school year ahead can be costly, but parents aren't the only one feeling the financial burn. The National School Supply and Equipment Association (NSSEA) reported that K-12 public school teachers in the United States spent $3.2 billion on classroom and other educational supplies over the 2012-2013 school year; $1.6 billion of that figure was spent out-of-pocket.
The cost of education is rising and it puts our schools in a tough financial position – do they cut “extras” like art and music? Or do they ask the parents for contributions to keep these activities available? Neither is a great option. That is why many schools resort to fundraising, whether it is through selling chocolate bars and tins of popcorn or collecting Box Tops for Education.
As parents we work hard to teach our kids to read, write and ride a bike. But how much time do we spend teaching them to be smart with money? According to financial guru Dave Ramsey, probably not enough. But teaching your kids to be financially responsible is an incredibly valuable gift that will serve them well the rest of their lives. This week Dave Ramsey and his daughter Rachel Cruze released their new book Smart Money Smart Kids: Raising the Next Generation to Win with Money. Before your kids leave the nest Ramsey and Cruze urge parents to make sure kids learn these five lessons.
With the Affordable Care Act in place, Americans are being forced to buy health insurance. Although insurance often covers a large portion of the costs, it doesn’t cover everything. These out-of-pocket costs can come as a shock to consumers who already pay high premiums. In fact, most bankruptcies in the United States – about two million a year - are due to debt caused by medical bills. Don’t want to be a statistic? Follow these tips to save on your family’s healthcare costs.
Bulimia is an eating disorder rooted in bingeing and purging behavior. But, what if the bingeing and purging involved shopping instead of food? Experts and the media are acknowledging that shopping bulimia is a growing phenomenon, as we are bombarded with constant messages of happiness being just the swipe of a plastic card away.
So, what exactly is shopping bulimia? Dr. Tracy Thomas, Ph. D., is a licensed psychologist and coach, who will help us better understand compulsive shopping and the process it involves.
In order to avoid the holiday credit card hangover, you’ll want to be at your coupon savvy best this holiday season. While you’re saving up a storm, you may have some gift giving etiquette questions you never thought possible, but can be a real reality for those who coupon. Is couponing for Christmas gifts bad form? Does regifting make me a bad person? And what happens with those free gifts with purchase? We asked an etiquette expert for help determining what's naughty and what's nice.
There's no doubt that the Girl Scouts know their way around a cookie. Just as our New Year's resolutions start to take a back burner, those cute young ladies in their matching outfits start knocking on our front doors or soliciting us outside our neighborhood grocery store. They're peddling colorful boxes of American history—a history that began 95 years ago with a troupe in Muskogee, Oklahoma. Business success is nothing new for the Girl Scouts, who generate around $700 million in annual sales, but now, thanks to some new financially-focused badges, members are getting rewarded for more than peddling Thin Mints and Trefoils.
There's a reason why the movie Horrible Bosses has taken in close to $200 million at the box office world-wide. It's a story people can relate to. According to employees surveyed by OfficeTeam, almost half say they've worked under an unreasonable manager and a poll from WorkingAmerica.org found that one-third of Americans feel pressure to stay with a bad boss because of current economic problems. But believe it or not-- sometimes bad bosses can be a blessing.