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If it's money that makes the world go round, maybe it's Xoom that keeps the money ... zooming. While you toy with the distinction between X and Z here, save some gray matter for slightly more important things ' like how to easily and securely transfer money to countries abroad without worry. Using a system that prevents fraud, Xoom allows you to send money everywhere from Australia to Canada to Germany to Peru to...well, fill in your preferred nation here. Simple and safe, the funds are paid from your bank account, credit card or debit card to your recipient, hereafter known as the Xoomee. (And yes, that would make you the Xoomer.) Click, send, done. Guess there's something to the name after all.