Everybody needs a little help now and then. There are bills and emergencies, travels and clothes, needs and wants. Xoom understands that life requires cash, and they are dedicated to ensuring that money transfers make their way across the globe with the ease of just a few clicks. On the beginning end, someone simply sends money to a friend or family member by using a debit, credit or bank account number. The lucky winner on the other side receives the funds in the form of cash, direct deposit or delivery right to their door. Xoom currently offers its efficient and secure services in 39 different countries across the globe so friends and family can access their funds pronto when traveling afar. Xoom also offers customers the ability to reload prepaid phones and pay bills, both of which are vital tools in today's world.