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No matter your destination, it's important to purchase travel insurance. When you have an insurance plan in place, it will allow you to explore your chosen venue worry-free. Travel Guard offers two types of plans. The Gold Plan covers trip cancellations, interruptions, delays, missed airline connections, baggage and some medical expenses. Additional items can be added for an extra charge. The Platinum Plan provides similar coverage, with the addition of roadside assistance and higher payout ranges. In the event you must cancel your vacation for any reason, the small price of travel insurance can be a lifesaver.

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Request a free copy of Insider Secrets for an Amazing Vacation. This guide was put together by the travel experts over at Reader's Digest, and it will help you plan your trip, stay organized and save money. You will also learn about some of the most popular getaway destinations, with an abundance of fun facts, hotel deals and restaurant reviews.

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Travel insurance costs a tiny fraction of your vacation total. While most travel plans go off without a hitch, some hit road blocks along the way. Travel insurance allows you to leave your worries behind, without thinking of inclement weather, illness or lost baggage. You can always reschedule your trip, because you will not lose your hard-earned money.

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Travel Guard offers customers a 24-hour emergency line, designed to help you make any last-minute changes to your trip. The experts at Travel Guard will also help you plan your trip, by providing information about any requirements of your destination, such as passports or vaccinations.