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James Cash Penney (only a select few are lucky enough to be blessed with such a cool name at birth) had been in the retail business pretty much his whole life. His story personifies the American dream. Starting off as a retail worker, he saved up his cash and was eventually able to purchase a string of stores which later became known as JCPenney, Penney's or JCP - depending on which you prefer. These discount department stores can now be found in every single U.S. state and Puerto Rico! Many locations include hair salons, portrait studios, optical centers and jewelry repair. JCPenney always has coupons and sales to help consumers save a ton on every single purchase made at the large department store.