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How to Celebrate National Splurge Day Without Blowing Your Budget

How to Celebrate National Splurge Day Without Blowing Your Budget
Alison Storm

For some (Paris Hilton, or the US government, perhaps?) every day may feel like National Splurge Day. But it's actually only celebrated once a year on June 18. National Splurge Day can be a tricky holiday for anyone trying to live frugally. But of course, savvy shoppers know splurging can be done on a budget. So here are some ideas for celebrating this quirky holiday without racking up unwanted debt.

When Did National Splurge Day Become a Holiday?

splurge shopping

The origins of National Splurge Day are shrouded in a bit of mystery. Some may say it has all the signs of being started by a company that stands to benefit from a holiday all about spending-- Rolex, Mercedes or Ruth's Chris Steakhouse could all be contenders.  While the website Holiday Insights claims the origins are unknown, some fingers point to Adrienne Sioux Koopersmith, a Chicago-area "eventologist" who is believed to have started the holiday back in 1994. Love the idea or hate it, there are ways to splurge on a budget.

Don't Equate Budget with Diet

You've heard it over and over-- diets don't work. That's because people see diets as a weight loss straightjacket that rips their food freedom from their chubby little hands. Budgets can be the same way. Instead of seeing it as something that is plucking you from celebrating the fun of National Splurge Day, try to approach indulging with more creativity.

Instead of This Try That

Think about what you consider to be splurge-worthy. Is it a great new outfit? Front row seats at a concert? A massage at a luxurious spa? Take that dream desire and scale it back a bit. Instead of booking a 90 minute massage, try a 30 minute foot rub which is roughly 60 percent cheaper. Rather than buying an entirely new outfit, focus on a great new top or accessory. Give up the front row at the concert for something more towards the back. In all of these cases you're not depriving yourself of the indulgence, you're just making a more positive choice for your finances.

Set Aside Splurge Cash

If you have a tendency to make impulse purchases (and most of us probably do) then it's important to prepare for these moments of weakness. If you make extra money doing an odd job, selling something on Craigslist or picking up an overtime shift consider setting it aside just so you can spend it on something frivolous on National Splurge Day. Keep in mind that splurging on something doesn't have to be spontaneous. It can be a well thought-out event. This way opening up your wallet for something that's not exactly necessary won't threaten to throw off your budget.

Splurge with Time

splurge beach

Splurging doesn't have to be about material possessions at all. It could involve another hot commodity in life-- your time. Another way to approach National Splurge Day without blowing your budget is by allowing yourself to loosen the reins on your schedule. Give yourself freedom to do whatever you want for the day-- or even just an hour. That could mean reading a trashy novel, taking a long bubble bath or catching up on your Netflix queue. And while giving yourself the leeway to spend your time doing something that has no benefits other than your enjoyment may seem like a splurge, at least you won't be paying it off on your credit cards for months to come. So what do you think-- how will you enjoy National Splurge Day while still sticking to your budget?

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Comments

  1. Dear AS: Alison Storm: Hey, thanks for posting this about 1 of my (most popular) 1900 HOLIDATES TO CELEBRATE - ie: National Splurge Day (C)1994. I'm known as 'America's Premier Eventologist' per Gene Koprowski of Insight Magazine based in Wash, DC - August of 1997 and 'The Premier Eventologist in the History of the World' per Eric Zorn of the Chicago Tribune back in Jan. of 2001. Every day is to be celebrated on its own and appreciated for the gift that it is! These 1900 HOLIDATES (that I began on Wed., July 25, 1990 at 9:45 PM CST) fall into 34 precise categories - something for all of us to participate in. If you lose yourself in something intereting and educational as my HOILDATES are, UR more prone to have a happier life.

    Feel free to contact me at: askoopersmith(at)hotmail(dot)com for any and all questions; to book an interview or anything else that you want to splurge-on about! Would be my pleasure to tell you more about these unique creations - which I call: Similar to an Aesop Fable but with an Event attached.

    Cheers, ASK: Adrienne Sioux Koopersmith
    Studio 6512
    Chicago - IL USA

    PS: My Natl Splurge Day was included in the magazine: Fast Company's June, 2010 issue called: 100 of the Most Creative 3 years ago on Page 30. When the 'URGE TO SPLURGE' takes over, there's an abundance of ways to celebrate this new Literary Format that I call:

    Eventology
    The Art of Event-Making
    Adrienne Sioux Koopersmith's Campaigns for Humanity (C)1990.

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